House update

Yesterday, the seller agreed to pay the cost of fixing the chimney, therefore we decided to remove all contingencies, which means that the house will be ours in 15 days, no matter what happens...

Yesterday also, Joy helped us pick a loan. It took us almost 2 hours to settle on a 30-year fixed 6.25% loan, interest-only for the first 10 years, with no points and no impounds. It's very helpful to have a mortgage broker in the family (and way more useful than a software engineer ;-)